Saving Small Businesses Millions
We Make Payments Easy
Terra Merchants is the highest rated credit card processor.
Payment Simplified
Terra Merchants is the highest rated credit card processor in the Los Angeles area. We have consulted thousands of businesses over the years and saved millions of unnecessary junk fees to small business owners. We offer clients single solution for end-to-end payments, data, and financial management. Meet the financial technology platform that will help you achieve your goals quickly. Our team of agents can provide support in not only English but also in Spanish.
WE OFFER NO CONTRACT
NEXT DAY DEPOSITS
With deposits posted by 7 PM, money is available the next day.
FREE LOANER EQUIPMENT
LOWEST RATE PROCESSING
Locally Owned and Operated
Locally Owned and Operated
Get the help you need fast. Don’t settle for card processing with an 800 number for customer support. When a need arises, contact one of our skilled local experts who can offer you solutions immediately.
Low-Risk, Medium-Risk, High Risk Card Processing
- High-risk? Give us a call for details on how to lower your costs
- Because we are a skilled and reputable payment processor, we make sure all customers benefit from the lowest possible rates and the best terms for merchant accounts and credit card processing in the California market.
- Terra Merchants meets with each and every business owner to learn how to best serve their unique needs.
- IN-HOUSE CHARGEBACK TEAM
- We assist retailers to recoup their hard-earned cash. We are well-versed in the intricacies involved with interacting with various networks and issuers, and we stay current as the industry changes and evolves.
State of the Art Credit Card Processing
We are the technology leaders in POS systems. We work closely with our providers to ensure our customers have the most up-to-date equipment. When it’s time for an update, a local representative will work with you for a seamless transition.
Lowest Rate Card Processing
You’ll never have to shop for rates again with the Terra Merchants offering lowest rate processing solutions. Nobody can beat our rates, and our outstanding customer service will make you a lifelong customer.
Join the thousands of other small business owners who have discovered Terra Merchants and switched to the lowest rate credit card processing for small businesses.
Order Your Credit Card Processing Today
Saving Small Businesses Millions
Terra Merchants Core Values
Customer Satisfaction
This is not simply good customer service; this is about our customers being satisfied from start to finish.
Speed
Our goal and commitment are to be there for our customers fast; this means answering questions fast, fixing and resolving issues fast (there will be issues). Shipping equipment and getting accounts set up promptly, depositing funds fast, etc.
Industry Knowledge
This means providing our customers with up to date industry changes that could affect them or other business owners they know. Industries will always change, and we want to always stay abreast of industry-specific news.
Excellence
This is our commitment to do things right the first time. Limiting errors, being ethical, communicating well both good news and bad news. Having agents and staff members who are trained to be excellent along with our executive leadership.
Excellent Rates
for Small and Mid-Sized Businesses
We understand that running a business is expensive and time consuming. We guarantee that our rates are the lowest available. We go the extra mile to keep costs low for our clients while expanding their credit capability.
Customer Satisfaction
PROJECT DONE
YEARS OF EXPERIENCE
Testimonials
Our Customers
Terra Merchants stands out as the premier choice for credit card processing in Los Angeles. With top-notch service and unbeatable reliability, it’s no wonder they’re the highest-rated processor in the area. Their commitment to excellence ensures seamless transactions for businesses of all sizes, setting a new standard in payment processing.
Dennis Cohen
Terra Merchant leads the pack as Los Angeles’ top-rated credit card processor. Their exceptional service and reliability make them a trusted choice for businesses. With seamless transactions and unparalleled customer satisfaction, Terra Merchants sets the standard for payment processing excellence in the region.
Dr. Karlie Hamer
FAQ
What sets Terra Merchants apart from my bank?
We offer complete customer support. When you contact us, you will be speaking with a local representative who can assist you immediately. We don’t charge cancellation fees if you choose to close your account. We offer free standard equipment, including Clover Mini, Valor, Clover Flex, Paxs80, etc.
What card processing services do you offer?
Terra Merchants offers a full range of card processing services to our merchants. We are an authorized Clover Business Management solutions. We offer card processing solutions for end-to-end payments, data, and financial management. Our card processing equipment and service offers the financial technology platform that will help you achieve your goals quickly.
Terra Merchants card processing allows you to accept payments, protect your revenue from chargebacks, and control your business’ finances from one convenient location. We offer prompt setup so you can begin card processing within a few business days. Don’t wait, call today to get started!
What is the time frame for deposit availability?
If your deposit is processed before 7pm PST, you should see it in your account the next day. We work on 6:45 PM cut offs.
What is a charge back?
After setup, when will I be able to accept payments?
My other payment processor is still charging me, despite setting up service with Terra Merchant. Can they legally do that?
Yes, it is your responsibility as the merchant to contact your former card processing company to cancel your service. As services usually run month to month, we advise you to cancel the service as soon as Terra Merchants has completed your new card processing setup.
Rate Review
Find Out How Much You Could Save
Would you like to know exactly how much you could save with Terra Merchants? We’re anxious to find out, too! And we can do so with a free, no-obligation rate review.
All we’ll need from you is a copy of your most recent credit card processing statement and a few minor business details. Fill out the short form here to get started!